Looking for cheaper auto insurance?

You bet I'm smiling! I just saved a ton of money on my auto insurance. I never thought that shopping around would make that much difference, but it did. I'm a happy camper.

10 Ways To Save On Auto Insurance

C. L. Wilson

1. Always find out how much a car costs to insure before you buy it. Certain makes and models are more costly than others and could increase your premium by hundreds of dollars per month.
2. If your car is more than 10 years old, it's probably not worth very much. If the value of your auto is worth less than 10 times the premium, physical damage coverage may not be cost effective. At the very least, remove collision coverage.
3. Don't let your teenagers get a drivers license without taking a prescribed driver education course. Most auto insurance companies will give a discount for teens that have taken drivers ed.
4. Ask for higher deductibles. Auto insurance policies are not maintenance contracts. The more of the cost you can absorb out of your pocket for small claims, the lower your auto insurance cost will be.
5. Purchase auto and homeowners/renters/condo insurance from the same company. Insurance companies give healthy discounts for having more than one policy with them.
6. Boost your credit rating. A low credit score can adversely affect your auto insurance rate. The higher the score, the lower the premium.
7. Look for other discounts. Ask about:
   
   

   Multi-Car Discounts No-Accidents In 3 Years Air Bags Anti-Theft Devices Low Annual Mileage Senior Discounts Student Drivers With Good Grades College Students Away From Home Anti-Lock Brakes

8. Never let your auto insurance coverage lapse. It may be difficult to find coverage again even if you have a perfect driving record and perfect credit.
9. Buy only the coverage that you need. For example: If your net worth is less than $50,000, it might not make sense to purchase $500,000 of liability insurance.
10. Shop and compare. Auto insurance rates vary by hundreds of dollars per month from one company to another. Make sure you get apples-to-apples auto insurance quotes so that you can make an accurate comparison.

Find cheaper insurance for your Honda, Toyota, Ford, Chevy, Buick, Pontiac, Cadillac, GMC, Nissan, Kia, Hyundai, Suburu, Acura, Audi, Mercedes Benz, BMW, Chrysler, Daewoo, Dodge, Geo, Hummer, Infiniti, Isuzu, Jaguar, Jeep, Lamborghini, Land Rover, Lexus, Lincoln, Maserati, Mazda, Mini, Mitsubishi, Nissan, Pickup, Plymouth, Porsche, Saab, Saturn, Suzuki, Van, Volkswagen, Volvo or VW.